I have come across a “must go to”  course sponsored by Camp Fire USA & FDIC called “Money Smart For Young Adults” for young adults from the ages of 12 to 20 years old.  I don’t have children but I have several nieces and nephews that I will be referring here for this course.  This is such a critical part of a young adult’s life to get them ready for the real world.

At this course, they can learn about topics ranging from opening a checking account, budgeting, and how to find the best loan for cars, college, or a home.  Here are some of the specifics:

TITLE:  Money Smart For Young Adults

LOCATION:  East Lower Level Conference Room at Moorhead City Hall, 500 Center Avenue.

DESCRIPTION:  Young adults, ages 12-20, can learn about topics ranging from opening a checking account, budgeting, and how to find the best loan for cars, college, or a home.

COURSES RUN:  July 6 through July 10, 2009, and also July 20 through July 24, 2009.

Contact Kristin Mead for more information at 218-236-1090 or email at campfireusans@juno.com.  Read on for more details of the course. 

Part I: Banking Basics – Interested in opening an account?  You should check this out (1 p.m. to 3 p.m.).

Part II: A Hole in My Pocket! – We’ll discuss budgeting tips and savings accounts so you can start earning more money (1 p.m. to 3 p.m.).

Part III: In Charge of Credit – Managing credit cards and debt can be tricky.  Come learn how to build and maintain credit (1 p.m. to 3 p.m.).

Part IV: Cars & College – It’s important to know what to look for and what to avoid when taking out that big loan (1 p.m. to 2:30  p.m.).

Part V: A Place to Call Your Own – Moving out?  What you should know before signing a lease or mortgage (1 p.m. to 2:30 p.m.).

You may attend as many or as few courses as you’d like.  All courses require a $10 supply fee.  Snacks will be provided.  Please RSVP to Kristin Mead, Camp Fire USA, 218-236-1090, (fax at 218-236-1094) or campfireusans@juno.com.

For other local information in the Fargo-Moorhead area click on www.directoryoffargomoorhead.com.